Bank Online

With the two girls these days, sometimes it is a pain to go to the bank to do anything. Like the simple money deposits or the necessary monthly payments. So, I have been thinking of opening an online saving and checking accounts so that I can do everything at home, like checking the balances, pay bills, etc. I came acrossWaMu while browsing the Internet and the name attracted me. It offers two types of checking accounts The Online Savings fitted me well and it only takes 7 minutes to sign up and $1 to open. And when I open theWaMu free checking account online along with this savings, it will waive the monthly $5 fee on the saving account and offer 3.30% APY on my online savings instead of 1% without the free checking (% APY quoted in my area). I needed an online checking account anyway so that I can make payments so that just fit my situation plus I will have more APY.


One important thing about this bank is it is FDIC insured, so if the bank gone bankrupt, you are covered up to $100,000. And since what I am doing is all online, what about the online security? I want all my transactions to be saved and secured andWaMu offered just that. In addition to that we are also backed by the Online Baking Guarantee. In which WaMu will provide a full reimbursement for the amount of any fraudulent or unauthorized transaction which occurs on our account during an online banking session atwamu.com . So, we are liability free on any unauthorized activity acted upon our account. It also has online CD which I would be happy to look into as well. Anything for convenience right?